Islamic Finance and Its Role in Funding Small Enterprises in Jordan

Ali Abdel Fattah Hamdan Zyadat, Salah Turki Ateiwi Alrawashdeh


The present study aimed to explore the extent to which small enterprises in Jordan benefit from Islamic finance formulas from the perspective of the owners of small enterprises. The researchers adopted a descriptive analytical approach. The sample consists from 300 owners of small enterprises in Jordan. The questionnaire forms were sent the members of the sample via e-mail. It was found that the size of the credit facilities granted to small enterprises in Jordan (in millions) during the period (2016- 2020) contributes to achieving growth. It is less than one billion JDs. It was found that the extent to which small enterprises benefited from Islamic finance is high. The researchers recommend developing the Islamic financing formulas offered by Islamic banks. That shall contribute to developing small enterprises.

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Research in World Economy
ISSN 1923-3981(Print)ISSN 1923-399X(Online)


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